Thanks to the internet, paying bills is now a quick and simple process for everybody. To save time and effort, you can sign up for an online statement delivery service and create a secure online account to pay all your bills. Payments can be made automatically, or reminders set up to ensure that bills are paid on time.

Pay your monthly bills using the provider of your choice. For regular monthly bills like vehicle insurance or mortgage payments, you will need the payee's name, address, phone number, account number, and the amount due. Electric and water bills, for example, tend to fluctuate monthly, so you must manually adjust the amount each time. You have the option of selecting the payment due date.

Find out which services are the best at paying your bills and how they may help you stay on top of your finances.

1. Prism

This is a bill-paying platform—a single app for bill tracking and payment processing. Prism can be installed on your mobile device using your login details. Your account balances and monthly payments will subsequently be synchronized within the app. The software also allows you to set up automatic bill payments.

You will not have to pay anything to use the software, but it may make a tiny profit from billers who are happy to receive payments more quickly.

After initial setup, your phone or other device will always have instant access to your data. This is the modern equivalent of poring over stacks of paper financial statements. The app has fewer features than competing applications and tools for managing and planning finances. If you try to

pay a bill online through Prism, and the transaction is denied, you may be charged a $15 returned item fee by Prism (in addition to any fees your bank may charge).

2. Quicken

Quicken Bill Pay is a standalone service that can be used with Quicken or on its own. Quicken Bill Pay is available for $9.95 per month for Quicken Starter or Deluxe users. For Premier subscribers, the cost of the service is nothing.3

Quicken Bill Pay is a convenient online bill payment service. From the convenience of your dashboard, you may access electronic and paper bills and analyze and plan payments. In addition, when you utilize Quicken Bill Pay to settle your invoices, your transaction history will be updated instantly.

3. MyCheckFree

You can pay online to hundreds of businesses, from A to Z (such as Academy Sports + Outdoors and Zulily).

It is not the most visually appealing website, but it serves its purpose well and does not cost anything. The lack of a MyCheckFree mobile app is at least one drawback. Bills can be paid by visiting mycheckfree.com from your mobile browser. It also takes a few days for the invoices to complete, so you should look elsewhere if you need to pay a bill due tomorrow. If you plan to use the site frequently, you should set up automatic payments for invoices a few days in advance.

4. Paytrust

Paytrust will scan your paper bills and make them available via an online dashboard as part of their service. Since it can also process electronic invoices, you only need to use this service to manage all of your bill payments. Paytrust provides a free trial period of one month and charges $9.95 monthly.5

5. PocketGuard

A budgeting and financial management tool. This program connects to your bank accounts, credit cards, loans, and investments to provide a report detailing how much disposable income you will have after paying your regular payments and obligations.

There is a free version, but if you want access to all of PocketGuard Pro's features, you must pay either $4.99 per month or $34.99 per year.

The Pro version has many advantages. Your spending across your accounts may be monitored, and you can even keep tabs on your ATM withdrawals. Aside from the price and the fact that you can not pay bills from within the app (you can budget here, but you can not pay bills from within the app), there are a few drawbacks to using PocketGuard.

6. You Need a Budget

This app takes a novel approach to budgeting. It guarantees that all of one's cash is accounted for, whether for bills or entertainment. With YNAB, all of your money will be properly allocated.

There is a free trial period of 34 days, after which you can pay $14.99 per month or $98.99 per year (the latter of which is the more cost-effective option). After 12 months of paying $14.99 monthly, you will have spent $179.88.

It is a great program for budgeting and a very user-friendly website. While a healthy budget would free up more cash for retirement savings, this software does not allow you to manage investments or undertake retirement planning, nor can you pay your bills using it.